£300/day
- 180 days
- £54,000
- 200 days
- £60,000
- 220 days
- £66,000
- 230 days
- £69,000
UNDERSTAND YOUR NUMBERS
Contractor Rate Table
Explore six rates and four billable-day assumptions with live revenue, take-home and equivalent salary.
Tax year 2026/27 · Last verified · Methodology · Official sources
Day rates across realistic working years
£400/day
- 180 days
- £72,000
- 200 days
- £80,000
- 220 days
- £88,000
- 230 days
- £92,000
£500/day
- 180 days
- £90,000
- 200 days
- £100,000
- 220 days
- £110,000
- 230 days
- £115,000
£600/day
- 180 days
- £108,000
- 200 days
- £120,000
- 220 days
- £132,000
- 230 days
- £138,000
£700/day
- 180 days
- £126,000
- 200 days
- £140,000
- 220 days
- £154,000
- 230 days
- £161,000
£800/day
- 180 days
- £144,000
- 200 days
- £160,000
- 220 days
- £176,000
- 230 days
- £184,000
England, no other income or loans. Inside assignment: no fee, levy or pension. Outside: £3,000 expenses, Personal Allowance salary, no pension or retained profit. Salary equivalents assume 5% employee and employer pension.
How this calculation works
Revenue is day rate multiplied by billable days. The shared engine applies payroll taxes inside IR35 and company plus personal taxes outside IR35. Equivalent salary and rate solvers match cash, cash plus pension or economic value.
Important assumptions
Annual estimates, England by default, no other income or student loan. Illustrations use £3,000 company expenses, no opening reserves and a 12-month accounting period. Pension, gross benefits and retained profit are not spendable cash.
Frequently asked questions
Is revenue the same as take-home?
No. Employment costs, expenses and taxes can apply before money reaches you. Pension and retained profit are separate.
Can this decide IR35 status?
ContractorMoney.co.uk does not determine IR35 employment status. We model financial consequences after you select a status.
Sources and review
Tax year 2026/27 · Last verified · Methodology · Official sources
- HMRC Income Tax, NI and student-loan thresholds
- HMRC dividend tax
- HMRC Corporation Tax and marginal relief
- HMRC pension tax relief
- HMRC off-payroll working guidance
- Government umbrella-company guidance
ContractorMoney.co.uk does not determine IR35 employment status. Use HMRC's official status guidance. Estimates only, not tax, financial, legal, accounting or investment advice. Read the limitations.